While none of us can predict what mortgage rates will be in the future, there are a few factors used by experts, to estimate what mortgage rates will be at a given time.

Fortunately for us regular consumers, we do not have to spend an exorbitant amount of time or money tracking mortgage interest rates.

Thanks to effective marketing strategies, many of us have become impulse buyers. While businesses thrive on impulse buying, our bank accounts suffer tremendously.

As this blog focuses on improving the financial well-being of our readers, we wanted to share a few financial planning hacks, which have helped us spend less.

Typically, entrepreneurs reinvest their business profits back into their company or use the excess funds to purchase more assets, but I believe investing in foreign markets can be more financially rewarding.

In this article, I will provide four simple steps that you can take today, to start working on building an effective financial plan that will benefit both your personal and business goals. By having an effective financial plan in place, you'll be better equipped to maximize the use of your money.